Sector Benchmark
No made-up premium figure. Pick your sector for an honest, relative read — attack frequency, breach cost, regulatory exposure and business-interruption sensitivity — with the drivers behind each, and links to the primary sources for real, dated numbers. Directional, not a quote or insurance advice.
Regulated health data (HIPAA), high attacker interest, and care-delivery disruption. Healthcare has reported the highest average breach cost in IBM’s annual report for well over a decade.
What this benchmark does
- Most "cyber insurance benchmark" tools quote a precise premium or loss figure for your sector. Those numbers are usually invented or badly out of date — so this one refuses to.
- Instead it gives an honest, relative read: how your sector compares on attack frequency, breach cost, regulatory exposure and business-interruption sensitivity, with the drivers behind each.
- Where a figure matters, it points you at the primary sources (Verizon DBIR, IBM’s Cost of a Data Breach report) and at our own Breach Index — real, cited incidents rather than a made-up benchmark.
- Directional and educational — a framing for your broker conversation, not a quote or insurance advice.
Why this matters
Sector benchmarks are where cyber-insurance content most often lies — a confident average premium or per-record cost that is stale, unsourced, or simply invented. Budgeting or buying off such a number is worse than having none, because it feels authoritative. The honest, useful thing a benchmark can tell you is the relative shape of your sector’s risk: where you sit on attack frequency, breach cost, regulation and business-interruption sensitivity, and what drives it.
This tool gives you that relative read and then hands you to the primary sources and our Breach Index for real, dated figures — so your broker conversation starts from evidence, not fabricated precision. Directional and educational, not a quote or insurance advice.
Frequently asked questions
What is the average cyber insurance premium or loss for my sector?
We deliberately do not print a single figure, because an honest answer is a range that moves every year and depends heavily on your size, controls, claims history and the market at renewal — and a precise number from a dropdown would be fabricated precision that could mislead your budgeting. What is well established and citable is the relative picture: which sectors face higher attack frequency, higher breach costs, heavier regulation and more business-interruption sensitivity. This tool gives you that relative read and then sends you to the primary sources and our Breach Index for real, dated figures.
Which sectors have the highest cyber risk and cost?
Independent industry reporting is consistent on the broad shape, even as the exact numbers change yearly. Healthcare has reported the highest average breach cost in IBM’s annual Cost of a Data Breach report for well over a decade, driven by regulated health data and operational stakes. Financial services carries heavy regulatory and funds-transfer exposure. Critical infrastructure and manufacturing face the sharpest business-interruption and safety consequences from ransomware. Public sector and education hold large record sets with constrained budgets. The tool reflects this relative ordering and names the drivers — without pretending to a precise dollar figure for your organisation.
Where do the benchmark signals come from?
The relative signals reflect widely-reported, repeatedly-confirmed findings from public industry sources — notably the Verizon Data Breach Investigations Report (DBIR) for attack patterns and frequency, and IBM’s annual Cost of a Data Breach report for relative breach costs by industry — plus the real, cited incidents in our own Breach Index. We summarise the direction and drivers rather than quoting specific statistics, because those are best read fresh from the primary source with their date and methodology attached. Links to those sources are provided.
Is this a quote or insurance advice?
No. It is an educational, directional benchmark to frame your sector’s risk shape before you talk to a broker. It is not a premium quote, not a loss estimate for your organisation, and not insurance advice. For dated figures, use the primary sources and the Breach Index; for your actual numbers, use a broker who can benchmark against licensed loss data.
This tool is free and always will be. Would a Pro workspace — saved designs, team sharing and exports — be worth paying for?
Show me Pro →No account needed to use this tool — this just tells us whether Pro is worth building out.